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Making Money - Emotional Blocks & Strategies
Inspiration, Perspiration and Wealth © Martyn Carruthers

Online Life Coaching, Counseling & Soulwork Training

We coach people to solve emotional problems and limiting beliefs to
being rich and to build success based on healthy relationships.

Money, we are told, makes the world go around. Has your world stopped spinning? Some people say that money talks. Does your money have a speech impediment? If you can make enough to pay your bills ... what stops you developing wealth?

Success is 10% inspiration and 90% perspiration. Thomas Edison

Maybe you have read too many articles and books on success ... how is it possible that you know so much and you are not so successful? Are you following your parents? Do you have limiting beliefs? Are you waiting for someone's permission? What else are you waiting for?

Martyn, you saved me a lot of money in my first session! I described my dream car, a new Mercedes. You asked me what that car would that give me, and I replied self-esteem. Then you asked, "If you already had self-esteem, would you still want that car?" Perhaps smoke came out of my ears! Of course not! So we focused on how I can impress myself rather than impress other people. Germany

Consider the people you know who have more money than you. How do you explain their success? If you like them ... well, they're smart and they work hard. If you don't ... well, they were just lucky.

Luck happens when preparedness and opportunity meet. Seneca (50AD)

Making money often sounds easy. Just buy low and sell high. Just have a good idea and market it. Just build a better mousetrap, write a better search engine or develop a better recipe for chicken batter. But it's not that easy. Although a few people do appear to be lucky, making money usually takes a LOT of preparation, work and the ability to recognize opportunities.

Stopping What Stops You

Why do you want to be rich? To consume more? To buy things you don't need to impress people you don't like? Because of cradle-to-grave marketing? Perhaps you want to give your children what you lacked? Identify your motivations and you may identify your objections to making more money.

The most common excuses we hear are not enough spare time or not enough starting money ... but under these excuses are usually unpleasant emotions, limiting beliefs and unhappy relationships. Few helping professionals seem to help people change their self-sabotage and procrastination. Strangely, many of those professionals also ignore their own self-sabotage!

Here some things that we find stop many people becoming successful. Later, we can look at practical ways to develop wealth ... effective tools IF you first resolve or change your blocks! Here are some very real common blocks:

  1. Anxiety: do you fear failure ... or do you fear success?
  2. Mentor damage: do you feel damaged by previous advice?
  3. Guilt: did someone suffer because of your action or lack of action?
  4. Depression: would being affluent make sense? (usually a relationship issue)
  5. Perfectionist: does every detail have to be perfect before you can take action?
  6. Mentors & role models: are your role models real successful people or actors?
  7. Relationship bonds: do you feel connected to an important relative by shared poverty?
  8. Poor relationship skills: do you know how to build and maintain healthy relationships?
  9. Limiting beliefs: do you feel that a horrible idea is true, even though you know it is false?
  10. Confused responsibilities: do you treat a parent like a partner or a sibling like a child, etc?

After you have procrastinated your procrastination, limited your limiting beliefs, sabotaged your own self-sabotage and you generally feel good in your own skin ... the following outline makes sense to us ... and the internet is full of other plans. Many plans can work if you stop sabotaging yourself.

It is essential that people invest in themselves to make money and to enjoy that money.
Many people who won't take risks begrudge those of us that take risks and get a payoff.

Getting Started

Unless you already have money, making money can be difficult! Have you heard that the first million is the hardest? When you start accumulating wealth, it's easier to save if you already have enough money to live well! If you are getting started:

  1. If your income is low, saving some percent of a low income creates capital slowly ... and it is a lot better than not creating capital at all.
  2. You probably won't gain practical investing knowledge until you've been investing for years ... and you can learn a huge amount from successful investors.
  3. Many opportunities require more money than you have ... start where you can.
  4. Accidents can delete savings ... create contingency plans for predictable crises.
  5. Insurance is often more important when you are getting started.

1. Your Assets and Liabilities

What puts money into your bank account? What takes it out? Is your home a liability or an asset? Do you put more money into it than you get out of it? Can you invest saved money into interest-generating or royalty paying stocks, patents, mutual funds etc? Design a future where your assets make money!

(Goal setting may be a waste of time if the goals are so challenging that people feel demoralized. Useful goals are realistic and achievable ... ideally set with the help of a suitable coach.)

2. Your Career Path

Although marine biology is a fascinating science, I have met marine biologists who were selling hot dogs to make both ends meat (ouch). There are just not that many positions for marine biologists ... except perhaps educating other young idealists to become unemployed scientists.

Where does your career path lead? Look at your bosses and their bosses ... is this where you want to go? How many other people are competing for the same promotion? Is it time to switch careers?

Research occupations and find out how much they pay and their future outlooks. It's probably not a good time to specialize in candle-making or typewriter repair, not matter how much you may enjoy them. Choose an interesting occupation that pays well, and invest in your education or training.

3. Mend the Holes in your Pockets

Increased income may not mean increased wealth. We know many millionaires, and few have mansions and Ferraris. Many people who flaunt their wealth often have a low net worth and a high debt to asset ratio ... that is, they owe more money than they have. If you live below your means, you can invest your saved money into more assets, rather than increasing your liabilities.

4. Time is Money

Albert Einstein's relativity theories do not include that time actually does equal money. This formula is attributed to Benjamin Franklin, an American scientist, inventor and diplomat. The ability to manage time (and procrastinate procrastinating) is an essential ingredient in making money.

Time is a limited resource. Record what you spend your time on. Explore "which of you activities make the most money and which waste time?" Then do more of the former and less of the latter. When you focus on high-priority tasks, do the job well and quickly. If you give your employer or clients more time, they'll probably appreciate that.

5. Vacation & Time Off

Holidays are a conflict for many self-employed people ... they may desperately need a rest but they don't want to waste time. In Europe four weeks of paid holiday is normal ... and in America eight days is normal.

Holidays can keep you happy and productive. Consider taking holidays before you need them so that you can better enjoy your time off. Sometimes a change is as good as a rest.

6. Charge Appropriately

If you provide a skill, service or product that is in high demand and low supply, and you're making the most of your time, you should make good money. Yet many people are too fearful to require that they be paid appropriately. They are exploited of course, the normal price of obsessive people pleasing.

If you work for someone, research how you can get a pay raise or a promotion, or check your career options. If you're self-employed, ensure that your customers and clients pay on time (this can improve your income). Check your prices and rates against your competitors. If you're providing a superior product or service, charge at least the average fees.

Suggested Steps to ANY Success

  1. Evaluate and clarify your relationships
  2. Find and stabilize your experience of integrity
  3. Define goals, manage objections & plan for success
  4. Dissolve emotional trauma and rebuild your motivation
  5. Dissolve limiting beliefs and enjoy healthier relationships
  6. Recover identity loss; missing qualities, expertise and skills
  7. Repair mentor damage and search for inspirational mentorship
  8. Couple, partnership or team coaching ... improve your co-operation

Your goals will probably change as you clean up your conflicts, your emotions and your relationships. Goalwork is ongoing throughout our coaching. Just because you wanted something as a teenager or even last year doesn't mean you still want it now.
Contact us to clean up your emotional and relationship issues.

Online Life Coaching, Counseling & Soulwork Training

I thought you were just another therapist - but you were not just. Not even. Not only.

Plagiarism is theft. Copyright © Martyn Carruthers, 2009-2018
All rights reserved

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Have You Suffered Enough?

 Where are you now? Understand your emotions, fixations and enmeshments
What do you hope for? Know your goals and stop sabotaging yourself
Do you feel resourceful? Learn to develop your inner resources
Do emotions block you? Relationship problems and mentor damage
Do your beliefs limit you? Change limiting beliefs and end dependence
Do you feel connected? Resolve identity issues to recover lost resources
Is your partner happy? Build healthy partnership (or separate peacefully)
Are your children healthy? Happy parents better manage family problems
Do you want team success? Team leaders and their teams develop together
Do you have complex goals? Specialty coaching, counseling & therapy

Plagiarism is theft. Copyright © Martyn Carruthers 1996-2018  All rights reserved. Soulwork Systemic Coaching was primarily developed by Martyn Carruthers to help people solve emotional problems and relationship conflicts to achieve their goals. These concepts and strategies are for general knowledge only. Consult a physician about medical conditions and before changing medical treatment. Don't steal intellectual property ... get permission to post, publish or teach Martyn's work - email